We are a little different.

                                                    We really want to help you !

I have been in your shoes and I know how debt can ruin a life so I will share some information here that other people would charge you for. [new information at least every month]

But if you would like to try the self help method that I paid $500 to learn and used, I will make you privy to it and we can do it completely on line with me coaching and giving you all the information I have in my library.

You can start quickly and confidently to resolve your debt problems or if you prefer I will send you to a debt management company that can handle it for you.

I also have a software offer listed here that works real well on reducing unsecured debt, FAST.

Contact me at darrell_clouse@yahoo.com if you would like more information on the personal tutoring program, there is a $10 charge for my time to set up the computer for this but I will show you where you can find thousands of dollars that your unaware that you have.                                                                          [REALLY]

You can take advantage of our help by signing up for the 1 year coarse where we will walk you through everything to get your debt under your control, after we have evaluated your situation, your enrolled in our 1 year coaching program for 12 monthly payments of $20. the link for that is to the right, or if you  don't think the program is what you want, your only out $10 to find hundreds of dollars you didn't know you had. After the setup fee is paid your payments come after you have received the benefit of the information and you may quit at any time.   As stated above, WE REALLY WANT TO HELP YOU !

Sharing is caring, Dutch

We Can HELP !

 

Can you file bankruptcy without a lawyer ?

 As stated previously, I will try to give you little tidbits of information that isn't well known or is held almost secret to the general public on credit related subjects to help you manage your debt for a better life.                                     

                                                              This is the first.

         How to file bankruptcy when you can't afford it !                

It costs between $200 and $800 to file a bankruptcy, depending whether it is #7, #11 or #13.

Many people are so broke they can't pay the filing fee let alone a lawyer fee, but---

TIP:  The bankruptcy code provides for installments if you can't raise the fee all at once.

You must obtain court approval for installments, but this is usually allowed once the court is convinced you don't have the funds.

If however you think you can raise the money for a lawyer, they could cost you $1,000 or more depending where you're located. With all the covid-19 related filings you may have a hard time finding one.  BUT---

You can also handle your own bankruptcy. Consider it if you are without assets and don't need to be concerned with the complicated exemption rules.

For around $20 at "office depot" pick up an E-Z Legal bankruptcy kit and you will have everything you will need to process your own routine bankruptcy.

If you run into problems you can always retain an attorney to handle that problem at a much smaller charge.

So their you have it. this may help someone when they need it most and it was FREE !

Thanks for stopping by and please come back,  Dutch

 

Fight Debt and WIN !!

Hello, and Welcome

 This blog is here to give you insight, help and suggestions to help you get a hold on your financial future.

I've been through a lot of trials in my life as to finances and the lack of same and I am still working on it, 

but I have discovered a lot of information along the way and I plan on passing it on to you in this blog.

Corona-19 has caused a lot of hardship for many and some of those will have no other way out but file bankruptcy and that is a shame but it is a fact. [look for information about doing this without a lawyer in posts coming up in the future.]

If you have researched your situation and think that debt elimination is how you want to go, I'll show you an excellent way to do that yourself or a real good company that will do it for you. We will also discuss other means to get your debt under control and keep it there and I look forward to helping one and all to a debt free or at least a controlled debt life.

We will try to post useful information at least once a week and suggest that you check often.