Before you buy that home !

              

              Before you buy your first home,

You owe it to yourself to get all the information you can to make a wise decision !

                                This FREE report will get you started in the right direction !

                             Download here

Or you can get the complete 80 page handbook loaded with information to help you make the most informative decision possible for your peace of mind for only $19.95 with instant download from "Paypal"

Retiring ? Some good advice.

Starting Over With Retirement Plans

You know the saying about the best laid plans.... We often find ourselves at a point where things went wrong and we have to start over. Starting over with retirement plans doesn't have to be as difficult as you may have thought. 

If I could give anyone just one  piece of advice when faced with starting over with retirement plans, it would be this: be an active participant in the process. 

I have recently found myself in a similar situation and the first thing I decided to do was gain some knowledge. 

You see, earlier in my life we had a pretty high six figure income and a fairly large investment portfolio. 

My husband  basically handed over everything to an "expert" financial planner. 

This expert did ok, but nothing spectacular and I decided I wanted to learn more about how it all works so I didn't have to rely on someone else. 

Now, I'm no expert by any stretch of the imagination, but I do know the basics of investing and I have learned that much of what we are told about investing is actually not the best advice. 

Now I can sit down with my financial advisers and decide whether or not the information they are providing me makes sense or not. 

I have a friend who has lost a sizable portion of her investment portfolio over the last few years. 

Her "expert" recommended what many "experts" recommend when the market starts to tumble; just wait it out. 

They tell you that you can regain everything when the market rebounds. 

While that may be true, what they don't tell you is that when the market starts to get too overheated you can actually sell off many of your stocks and move that money to a safer investment. 

Doing that means that not only will you not have to wait years until the market rebounds and you can recoup what you've lost, you can also continue to make money during the down market!

Doesn't that make more sense? To me it did. I sure never understood the idea of just keeping my money in a market that was crashing and plan on recouping my losses some day. 

I am extremely conservative in my investment strategy. I would rather sell off early, and possibly lose some profit, than get greedy and keep my money in too long and lose some. 

 Something to think about.

Turn $13 into over $7400

 Could you use a program that would turn a $13 investment into over $7400 ?   

If you say YES ! than go here, click on the "buy it now" button and read all about it. After you have seen how it works you will have the opportunity to purchase it for only $13, a gift for you !

Making money from home !

              QUICK AND EASY WAYS TO MAKE MONEY FROM HOME

    FREE Report                     FREE Report

                   HOME BUSINESS GUIDE TO EASY MONEY

       Because tens of thousands of people all across America want to know how they can work at 

home and earn enough money to run a household, there is a special need for this report. Today 

the need for women to work out of the home is stronger than ever. According to recent surveys, 

almost 70% are married and contribute up to 50% and more to the family income. Because 

family responsibilities play such an important part in the lives of men and women, millions of 

individuals and couples are seeking ways to make money at home.

 If you would like this report just pay for shipping !!!

  Send $5 to Clouse and associates 3309 E. 73rd St.  Tulsa, OK. 74136

         

Wipe Out Debts Without Bankruptcy !

 In 1938 a federal law was passed known as the Wage Earner Plan.  It is administered by the same branch of our courts that handle bankruptcy.  You must be a wage earner to use the law - that is the primary requirement.

  The Wage Earner Plan does not in itself 'wipe out' debts, but a little-known proviso of your filing requires that your creditors must appear to verify your indebtedness to them.  Statistics indicate that 40% fail to appear, in which case, those debts are indeed 'wiped out'.

  In some cases 100% of the creditors fail to appear, which enables you to wipe out ALL your debts without bankruptcy.  If some of the creditors do appear, then the court allows you to spread your payments out over a three year period in smaller amounts so that you can afford to pay.  

Once you file under the Wage Earner Plan, you stop bill collectors, lawsuits, judgements, assignments, seized bank accounts, and other actions against you.  And to top it off, your credit rating is, in many cases, improved because you made an honest effort to work with the lending firms.

  Additionally, if the seller used deceptive trade practices to induce your purchase, your debt may be wiped out under the provisions of the Uniform Commercial Code.  Under the Homestead Act, your residence can be exempted from levy to the extent determined by local law.  Check with an attorney before going forward with this to be sure this is how you should handle your problem. 

 

5 steps to Manifest Wealth in your life

                                                                                                   

 How To Manifest Wealth-A Way To Get All That You Want

Life is funny isn't it? You work hard to get all the things you want, but you seem never get them, and sometimes it feels like you are going backwards. Why can't you catch an even break? The answer is that you can have all that you want, and more, when you discover how to manifest wealth. 

1. Belief is everything.

Start telling yourself positive affirmations instead of the negative ones.

 Everything you have, good or bad, is the result of your beliefs. For example, if you think you can't sing well, then you are right. However, if you would like to sing and believe that it's possible, even remotely possible, then you can move forward and improve your singing. Beliefs can be deep-seated and they can take time to discover and change. New beliefs can take time to adopt, but you can bridge the gap between non-belief and belief by believing that you will believe some day. This concept is also necessary to stop bad habits, such as smoking, drinking and the like.

2. What you have isn't the same as what you will get.

Take responsibility for your own actions and make positive decisions for your life. 

 Too many people fall into the trap of believing that they will always have what they have. These are the people who make excuses and are quick to blame others. Maybe they say that they aren't educated enough, or that the government is keeping them down, but that's nothing more than justifying their own bad situation. You don't have to be like that. Once you understand how to manifest wealth, you will also understand that the future has better things in store.

3. Positive expectation is the key. 

Once you believe you can get what you want and you start to understand the "good stuff" is coming, you need to wait for it with positive expectation. Imagine a kid seeing a bunch of presents under the Christmas tree. The child knows the presents are for them, and it's only a matter of time before they can rip off the wrapping paper to see what's inside. That's the feeling you should have.

4. Be receptive but not gullible

. Another key to manifesting wealth is accepting the good things that come your way. Just about everybody thinks they would be more than happy to take any wealth that was offered to them, but you can do a little experiment to see if this is true. Take a five-dollar bill and try to give it away to a stranger, with no strings attached. You may be surprised at how many people eye you with suspicion and refuse to take the money. Would you take it? Being receptive is how you show you are ready for wealth, so get in the habit as soon as you can.

5. Be thankful. Gratitude is a wonderful characteristic. Have you ever given a gift to someone, only to have them say something negative about it? Not only do you start wondering why you gave them the gift, but you start to think about whether or not you will give them any gifts in the future. The same concept comes into play when learning how to manifest wealth. Be grateful for what you have and more good stuff will come your way.

                            2021, Start a new year on top !